SOUTHERN FIRST BANCSHARES INC MANAGEMENT’S DISCUSSION AND Analysis of Financial Condition and Results of Operations. (form 10-Q)

The following discussion reviews our results of operations for the three month period ended March 31, 2022 as compared to the three month period ended March 31, 2021 and assesses our financial condition as of March 31, 2022 as compared to December 31, 2021. You should read the following discussion and analysis in conjunction with … Read more

GREEN BRICK PARTNERS, INC. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS (form 10-Q)

The following discussion of our financial condition and results of operations should be read in conjunction with the audited consolidated financial statements and notes thereto included in our Annual Report on Form 10-K for the year ended December 31, 2021 filed with the Securities and Exchange Commission (“SEC”) on March 1, 2022. The following discussion … Read more

BSP-Banks Maintain Lending Standards in Q1 2022

Results of the Q1 2022 Senior Bank Loan Officers’ Survey (SLOS) continued to indicate that a large proportion of bank respondents maintained their overall lending standards for loans to businesses and households based on the modal approach.1. Meanwhile, the diffusion index (DI) approach2,3 pointed to mixed results given that credit standards for enterprises generally showed … Read more